Wholesale Auction Arbitration Intelligence

Consistent.
Intelligent.
Every Claim.
Every Time.

The first arbitration intelligence engine purpose-built for the wholesale auction ecosystem. ArbLogix encodes the full NAAA policy as living decision logic — and extends Manheim's value proposition beyond the gavel with a 60-day warranty that turns arbitration friction into platform revenue.

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Intelligence Engine
ArbLogix

Policy as code. Consistent outcomes. A learning system that gets smarter with every Manheim transaction.

NAAA Policy Engine Real-Time Decisions Full Audit Trail
Powered by ArbLogix
LaneAssure

60-day warranty at point of sale. Claims handled remotely by LaneAssure. New revenue on existing Manheim transaction volume.

60-Day Warranty Remote Claims New Revenue
Our Story

Built by People Who Know the Lanes.

LaneAssure was founded by wholesale automotive professionals who lived the arbitration problem firsthand — as dealers, as sellers, and as buyers navigating a process that was inconsistent, expensive, and adversarial by design. We built ArbLogix because we knew the NAAA policy well enough to encode it, and we built LaneAssure because we knew the warranty gap well enough to fill it. This isn't a technology company that discovered auto auctions. It's an auction-native platform built to solve a problem the industry has accepted as unavoidable.

Intelligence Platform

The Engine Behind
Every Decision.

Ten data streams. One consistent answer. ArbLogix fuses condition reports, market pricing, NAAA policy, and vehicle history at the moment of sale — so every claim outcome is provable, not guesswork.

DATA INPUTS INTELLIGENCE ENGINE OUTPUTS 10 INPUTS INTELLIGENCE ENGINE ArbLogix Policy as Code Risk Scoring Claim Adjudication Condition Report CR GRADE · DAMAGE · COMPONENT FLAGS Manheim MMR ADJUSTED MARKET VALUE · COMP DATA Sale Announcements GREEN / YELLOW / RED LIGHT · DISCLOSURES Vehicle History CARFAX · AUTOCHECK · ACCIDENTS NAAA Policy Rules WINDOWS · THRESHOLDS · EXCLUSIONS Historical Claims OUTCOMES · SELLER PATTERNS · CR ACCURACY PSI Inspection MECHANICAL · SAFETY · CONDITION BASELINE Factory Warranty OEM COVERAGE REMAINING · EXCLUSIONS AllData API OEM REPAIR COSTS · LABOR TIMES Transportation Calculator ROUTE COST · LOGISTICS ESTIMATION AI Risk Score 0–100 vehicle-specific risk rating derived from all 10 data inputs. Powers warranty pricing precision. 60-Day Warranty Price Vehicle-specific price at checkout. No flat rates. No averages. Factory warranty offsets applied. Claim Determination Policy-checked coverage decision. Repair cost validated via AllData. Handled remotely by LaneAssure. Consistent Outcomes Same fact pattern = same answer. Every location. Every arbitrator. No subjectivity. No variance. CONTINUOUS LEARNING Every claim outcome feeds back into the engine. Gets smarter with every Manheim transaction. 10 DATA INPUTS Fused per vehicle at point of sale SAME ANSWER EVERY TIME No arbitrator subjectivity or location variance LEARNS AT SCALE Smarter with every Manheim transaction
ClaimView — Powered by ArbLogix

One Claim. Three Views.
Everyone on the Same Page.

The arbitration process breaks down when parties have different information. ClaimView eliminates that problem entirely. Every claim filed through LaneAssure is visible in real time to the buyer, the seller, and Manheim — each with a tailored view of the same underlying data. No phone calls chasing status. No disputes about what was decided. No ambiguity about why.

Full Transparency

Every party sees the claim status, the policy reasoning, and the next step — in real time. No information asymmetry. No disputes about what was decided.

Faster Resolution

Claims move through ArbLogix automatically. No phone calls. No chasing arbitrators. No waiting for someone to check the file. Status updates the moment anything changes.

Complete Audit Trail

Every decision ArbLogix makes is logged with the policy section applied, the data used, and the outcome reached. Defensible. Consistent. Available to all parties.

Manheim Stays Informed

The Auction view gives Manheim full visibility into claim volume, resolution rates, and policy application — without absorbing any of the operational burden.

ArbLogix in Action

Real Arbitrations. Real Decisions.

Four real arbitration cases from the Manheim ecosystem — each one showing exactly how ArbLogix reads the sale light, checks NAAA policy, validates repair costs, and reaches a defensible, fully auditable decision in seconds. No arbitrator subjectivity. No location variance.

Case 01 ✓ Covered
2020 Jeep Wrangler
VIN: 1C4HJXDG2LW200895
Sale Light Green
Claim Type Engine Problem — undisclosed
Repair Estimate $2,400
Days Since Sale 6 days
Miles Since Sale 112 mi
ArbLogix Decision Logic
Green light — full arbitration rights apply [NAAA §II.1]
Engine Problem is arbitrable under Green light [NAAA App. I]
$2,400 exceeds $800 single-defect threshold [NAAA §VII.2.a]
Day 6 — within 7-calendar-day window [NAAA App. I "C"]
112 miles — within auction mileage cap
No prior announcement of engine condition — undisclosed
COVERED — LaneAssure handles claim remotely. No transport. No return to auction.
Case 02 ✓ Covered
2015 Ford Edge
VIN: 2FMTK4J86FBB75746
Sale Light Green + Yellow
Announcement A/C issue announced
Claim Type Transmission failure — undisclosed
Repair Estimate $3,800
Days Since Sale 14 days
Miles Since Sale 187 mi
ArbLogix Decision Logic
Yellow limits A/C claim only — transmission still arbitrable [NAAA §III.9]
Transmission/Drivetrain arbitrable under Green+Yellow [NAAA App. I]
$3,800 exceeds $800 threshold [NAAA §VII.2.a]
Day 14 — within LaneAssure 60-day coverage window
187 miles — within mileage cap
Day 14 is outside NAAA 7-day arb window — standard arbitration denied
LaneAssure 60-day warranty fills the gap — claim active
COVERED — Exactly the gap LaneAssure was built for. Days 8–60.
Case 03 ⚡ PSI Required
2016 Chevrolet Equinox
VIN: 1GNFLFEK1GZ100863
Sale Light Yellow
Announcement Engine light on — announced
Claim Type Engine failure — timing chain
Repair Estimate $1,950
Days Since Sale 22 days
PSI Status Not ordered at sale
ArbLogix Decision Logic
Yellow light + engine light announced — limits arbitration [NAAA §II.2]
Announcing warning light does NOT discharge seller for underlying defect [NAAA §III.8]
$1,950 exceeds $800 threshold [NAAA §VII.2.a]
Day 22 — outside NAAA 7-day window; standard arbitration closed
No PSI ordered — pre-existing condition boundary is ambiguous
LaneAssure 60-day window still active — Day 22 is covered
ArbLogix flags: PSI needed to establish pre-existing vs. post-sale failure
CONDITIONAL — LaneAssure orders mobile PSI to establish baseline. If timing chain failure is post-sale, claim is paid. This is why PSI matters.
Case 04 ⚡ Structural — Complex
2015 Lexus IS
VIN: JTHBF1D29F5075430
Channel Simulcast
Sale Price $15,700
Sale Date 6/12/2026
Arb Filed 6/16/2026
Days to ARB 5 days
Miles 83,708
Claim Category Structural / Subframe
CR Score 4.5 — Disputed
Carfax 4 accidents, 2 major
💡 ArbLogix Insight

4 accidents + 2 major events on a $15,700 Simulcast vehicle. ArbLogix flags this before the buyer ever bids. A PSI at purchase either prices the risk correctly — or surfaces the misrepresentation before money changes hands.

ArbLogix Decision Logic
Simulcast channel — 7-calendar-day online window applies [NAAA App. I "C"]
Day 5 — within arbitration window. Claim is timely.
Structural damage claim — NAAA §VIII Structural Policy applies
Buyer alleges bent subframe — left front tire visibly misaligned
4 accidents (2 major) not adequately disclosed at sale [NAAA §III.2]
3 shades of white paint — cosmetic evidence of prior structural repair
CR score of 4.5 disputed — structural damage not reflected in grade
Structural damage requires UVMS measurement [NAAA §VIII.4.g]
Visual misalignment supersedes electronic measurement [NAAA §VIII.4.f]
If confirmed: seller liable for reimbursement of documented costs [NAAA §III.11]
WITHIN NAAA WINDOW — Standard arbitration eligible Day 5. If structural damage confirmed by UVMS measurement, seller absorbs full liability. LaneAssure PSI would have flagged the subframe misalignment at point of sale — eliminating the dispute entirely and anchoring coverage scope before gavel drops.
Every NAAA Policy Rule.  Encoded.  Every Transaction.  Learning.
Sale Light System 7-Day Arb Window $800 Threshold Appendix I Matrix Engine Problems Transmission Failures ABS / SRS Structural Damage Flood Policy Title Guarantee PSI Baseline Wearable Exclusions Mileage Caps Disclosure Gaps 120-Day Flood Window 4-Year Title Window Historical Sale Data Seller Pattern Recognition CR Accuracy Scoring Claim Outcome Learning
Meet LaneAssure — Powered by ArbLogix

Extending Manheim's Value
Proposition Beyond the Gavel.

Manheim's arbitration framework is purpose-built for the sale — it was never designed to be a warranty product. LaneAssure extends Manheim's value to buyers through the entire 60-day retail turn window, turning the natural boundary of the arbitration policy into a platform service that generates new revenue and deepens buyer loyalty.

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